Because I’m obsessed with a 0 balance, I manually pay my bills via my bank account or the company’s website as soon as I get the bill. The only autodraft bill I have is my car/rent insurance and I think I got a slight discount for setting it up. Other than that I like to pay the bill myself.
Except rent - for that I write a check! (Even us non-dinosaur millennials sometimes know how to write a check). I actually drop rent off at my landlord’s house so since it is so personal paying with a card isn’t even an option outside of the services that will send him a check for me.