What a great update!
That was a very useful information thanks for sharing this.
Financial planning is huge and when you have a financial plan, you are significantly more likely to be financially successful. You would know where you are spending your money, you would have an emergency fund, you’d have money in your retirement accounts. A proper financial plan considers your personal circumstances, objectives and risk tolerance. Personal finance includes certain options like dip financing which you control over your money and avoid spending unnecessarily on items and services that do not contribute to attaining your financial goals.