Thank you all for your replies.
Thanks @timeinthemarket for sharing your numbers. Yes, it did help put it in perspective. I really appreciate it. And especially after reading your post and then seeing this update.
To give you all some context. It’s my first year doing this and I watched quite a bit of CNBC’s American Greed prior to 2018. So I half think I’m going to get swindled. And I’m not entirely confident what my allocation should be since I’m not really interested in the 20 years it takes for everything to balance out.
That being said, as @FullTimeFinance pointed out I did reconsider my asset allocation. I know you’re not supposed to react to downturns, but I’m just a human. I left the 401k for now, but for my robo-advisor I went from 90/10 to 68/32.
Post post script. I had 5k I was supposed to be contributing to robo-advisor at end of year, but after the losses, I didn’t go through with it. Was going to do a CD instead (can you say risk-averse). But in my scouring of other posts for losses, I stumbled upon someone that wrote that it’s unlikely that there will be this much of a decline 2 years in a row based on historical data. So I’m reconsidering contributing.