Paying for checking fees is crazy! No need for it.
I recently wrote a post about my financial plan (link below). The biggest thing to remember is that it’s a personal financial plan. The key word is PERSONAL. Everyone’s situation is different.
Some have student loans while others don’t. Everyone also has a different risk profile and comfort level with risk. Likewise, everyone has varying levels of time they want to commit to their plan and investments (active vs passive).
Lastly, known your ‘why’. It’s cool to say I want to save a million dollars but without a reason, it’s a meaningless statement or goal. Will a million dollars
Make you happy? Do you need more? Would you be content with less? Have a budget, plan and goals that allign with your interests.