So…I pulled the plug. I sold out of all 10 positions. I looked at my returns YTD, and while I was a little ahead of the S&P500, I was behind VTSAX by almost a full point. Then I looked at my returns over the last year, and I was getting crushed by VTSAX. So of the ~$19K, $5000 will be going to my savings account as an emergency fund since that was my one glaring omission as a follower of the PF community, and the rest will go into VTSAX as a taxable account, and I’ll contribute $350/mo. to that account for now.