Hello fellow personal finance enthusiasts,
I just discovered this forum, seems really great!
I’m a 29 years old Swiss working in the state of Fribourg. I just finished my Ph.D last year and I’m still working at my school currently.
For the first years of employment, I kept track of my expenses, but I didn’t really pay attention to investing. I didn’t pay attention to the future of retirement either. After some bad months, I started to realize that I was spending way too much money on various things. Therefore I decided to focus on strongly improving my savings rate and start investing in a better way. Already I had two months with savings rate of more than 30%, which is really great for me. And March 2018 was my best month ever with almost 50% savings. I plan to keep on improving it
In order to motivate me, I decided to write my story into a blog, in English.
If you are interested, you can read more on my blog: https://thepoorswiss.com
I hope this blog can help a few people, but currently, most people (especially here) are probably more capable than me If you have any comment on improvements for me, I’d be very glad to receive your advice
The Poor Swiss