Hey guys! I'm Kimberly at 80/20 Your Finances. Mid-thirties, Southern Belle, with way too many degrees but fortunately not too many student loans (and I don't plan on paying them off early!). Homeowner. Rental property owner.
When it comes to personal finances, I'm a big believer in the Pareto Principle - aka 80/20 Rule. Focus on the big things and the little things will work themselves out. Sure, frugality is great and to be commended, but to make big strives in personal finance, you need to take big steps. So my main focus is on increasing income and reducing housing. Then transportation. Then all the other stuff. I'll write about the other things because they are important and often relate to the bigger things (ie credit scores on mortgages).
Anyways, find out more at 8020yourfinances.com. I'm on Twitter, Pinterest, and Facebook too!
Feel free to stop by and say hi or drop me a question.