As a bit of backstory, Australia has a massive debt problem. Especially if you live in Sydney or Melbourne, which are incredibly expensive places to live. The average debt is 187% of our yearly salaries. Yikes.
I've been lucky to be reading blogs and forums like this one for almost a year now. But I can't talk to anyone in my friend or family circles about it, because none of them understand or want to bother with budgeting, frugal living, investing etc. So, I was highly surprised when I found this article today, because no one here is talking about it. Hopefully this is the start of a change!