I am finally to a point where I feel comfortable with my cash emergency savings and am ready to amp up my investing! Up to this point I have only been investing in my work's Roth 401k up to 6% to get the company match.
Now that I have some extra funds would you increase 401k contributions or fund a Vanguard Roth IRA? We have a few vanguard index funds in the 401k options. Any info on what you would analyze to make the decision would be helpful too. FYI if it makes any difference in what you would recommend, I'm 26, single, debt free, renter.
I was leaning towards keeping it all in the 401k until that is maxed, but after doing some research have seen the recommendation to go the IRA route first. The articles I've seen don't give much reasoning behind the recommendation so that's why I came here!